When I was flying regional turbo props the busiest approaches were often visual approaches when there was a lot of traffic around. Sports aircraft mixing with helicopters and private flights , congested frequencies due to long winded radio calls combined with vastly different speeds of the aircraft involved .....busy busy time in the cockpit. There were many distractions which can lead to things being missed or overlooked. If you compare that to a layer of stratus down to 500ft I know which one I would choose. Nice quiet frequency, everything done at a predetermined place on the approach, much better. Just personal opinion.