NPPL(m) and cheap flexwing or 3 axis. But if you have difficulty getting the price of a lesson every fortnight then maybe flying is out of your reach. Working 12 hours a day helps and with proper dedication and work ethic coupled to an attitude of getting there at all costs, then anything is possible. Until you sort out that side of your life then you will possibly look at everyone else with an attitude of resentment and ask yourself why you cant have it and attempt to get a lazy way out, this generally ends in failure.
Jon