Why thank you Fuji; I did train for a further four years after a degree in order to become a Chartered Accountant. I do not disparage my own profession but neither do I believe we should be held up on pedestals as being the fonts of all knowledge when so much of it is straightforward. If I can save someone some costly fees, why not?
I was once told that I should never give advice for free as no-one would value it. If I charge £200 an hour, then that advice is valuable. Perhaps I should have listened to that advice.
Cheers
Whirls