Worth one year TODAY....
Bobrun:
Don't forget if you take that one year salary (I am assuming that it is in the form of BPP) and you buy some property (even in a down market) and let a tenant pay it down for 15-20 years then sell, you should have turned that one year salary into 2 or maybe even 3. As I cannot see that property will be any cheaper in 20 years !
So that means you still work for free until you are 57...maybe even 58 depending on how long you will wait for command.
Bear that in mind......you could either be sitting on the beach, golfing, and sailing or flying 95 (cause that is what it will be) credit hours of long haul per month at 58 years of age !
NO BRAINER REALLY.....