You can still get on in the industry, albeit a bit slower, without buying a TR/job. That's how it used to be done and those paying into these schemes help perpetuate the rot.
The 'anti' argument used to be that by paying out to these companies you would weaken T&C's in years to come. While that still holds it seems that pay(back) day arrives sooner than that. I've spoken to three RYR first officers this week and all said their flying (and therefore income) has been reduced since they passed the 500 hour mark and the next wave of job-buyers were given 'their' flying. Two were in debt up to their eyeballs and are unsure if they can make their repayments on their reduced income.
I'm resigned to the fact that there are some selfish people in this world who will do whatever it takes to get what they want and to hell with how it affects others. It now seems that, rightly some may say, it will affect them first.