IBICF,
I applaud your morals. I applaud you for taking a stand, however, I think you are badly misguided unless you have already past the hurdle that the first job and first rating represents. If you are through training and looking for a first job, as I am, then I rather suspect that you will struggle badly to find anything at all over the next couple of years. Even more so if you consider that you WILL be paying for the rating if you join an airline with a "bond" and a reduced salary.
This isn't the way it should be. This isn't right. This isn't fair. This is, however, life and life, as my mum used to tell me everytime I wasn't allowed whatever it was my five year old fingers were trying to grasp, ISN'T fair.
I wish you all the best of luck, but suggest for a newbie a more pragmatic approach may yield better dividends. You have a family to feed - well having paid a wacking great sum of cash to train to CPL/ME/IR and never getting a job through a moral stance won't do that either...