Pah...b@llocks. I coughed up my £95 for my annual membership at one place, next week it had folded. Never did see that money again. What about protecting potential "investors" hmmm....? I'd say that was tantamount to theft seeing as someone KNEW the !!!! was going to hit the fan...how can they not have known?
They had to take the decision to close down at some point. If they just stopped accepting payments that would definitely have sealed the coffin, one must presume that they kept struggling to point were they either gave up or were forced to shut down the operation. No matter when that decision had to be taken some customers would have been hurt, sad fact when dealing with customers (or from the customers p.o.v, dealing with businesses) in tough times. I think this is a dilemma that all business owners easily can relate to, no matter the current financial state of their business.