Can I just add that anyone who says that [an FTO] are in financial trouble you must be able to back up what you say and not post on 'What you have heard'.
If you do post about their finances then I will be asking for your contact details so if you are not prepared to give them to me then don't bother posting.
Also, if you do post then you must have rock solid evidence to back up your claims or, again, don't bother posting.