From memory, the average loss rate for western airlines is around one hull per million take offs and landings. On average between a third and a half of the passengers survive a hull loss. So your chance of being involved in an accident is infinitesimally small, and your chance of surviving one is quite good.
You will break before the wings - ask the passengers on the Qantas A330. So even if you are being thrown around the cabin by turbulence it is very unlikely the air frame will suffer structural damage.
When my son was about three we were on a flight that encountered severe turbulence and he asked why the plane was bouncing around. I told him that, like small boys, a happy plane could not keep still.