With the BRS chute, I would definitely feel more relafxed about flying over mountains and forests, and at night.
Currently, I avoid the last one more or less altogether because there is no escape route.
Nothing wrong with using the chute that way.
The allegation, which I think you are alluding to
is that some pilots almost don't bother to get the weather data before they fly - because they have the chute.
As regards better avionics, I would totally disagree with any suggestion that it reduces safety - unless again the pilot is a bit of a mug.
The problem is that in GA the equipment is now several decades ahead of the training.........