Firstly, I'll state I'm NOT a pilot, Sim-er (well, crashing RC heli's doesn't count?

) nor am I a walt.
Were I in a position to be under instruction....even for a "check-ride"....I would like to think that my "instructor" started from the absolute basics.
As Duchess Driver referenced, PPP PPP.
I'd like to think my planning, preparation (including a PROPER walk-round) and ensuing performance were ALL included in the appraisal for which I was paying.
Some years back, I was Hon Boatswain at a local sailing-club. I maintained inboard and outboard fast and slow rescue-boats which all members did a duty-rota maintaining.
ALL persons "driving" had recurring assessments, from launching the rowing-dinghy, to padlocking the Rescue-Boat back on it's moorings.
I always picked up some pearl of wisdom from these training exercises and would have felt cheated, if the instructor/examiner had taken a passive role and just signed my log.
Re, the" inexplicable" motor-accident scenario......you would be prosecuted for DRIVING WITHOUT DUE CARE AND ATTENTION. in all probability.
Hitting another vehicle is always due to a mistake. if the grim reaper doesn't punish you, the Law or insurance company will.
Magpie- hope you are now more assertive!