Dont do it..
1. Get a job
2. Save up every last penny, sweep hangars scrounge trips
3. Get a PPL
4. Repeat 2.
5. Do modular exams funded by 1.
6. Repeat 2.
7. Get a 2 yr loan for CPL course
8. Get a credit card - buy FI rating
9. Instruct through the summer in the evenings, weekends early mornings before work for two years - work normal job in the day.
10. pay off 7.
11. Get a loan for IR course
12. Make a balls up of IRT - borrow another £1000 for retest
13. PASS - cry on your girlfreinds shoulder due to the overwhelming feeling of releif
Pass with 900 hours, Frozen ATPL, Instructors rating, twin rating, good chance of getting a job. age 21 or 22.
Or get your parents mortgaged up to the hilt or spend the next seven years paying off your massive loan whilst you should be enjoying been sat at the pointy end. Assuming you would be at the pointy end having hardly any flying experience at 185 hours or so. More likely you would be sat at home unemployable waiting for somebody to put you inthe RH Seat of a 40 million dollar airplane with no experience aged 19..............
Sorry to be blunt but I think somebody needs to say that however hard you may think your Ab initio course is (and Im sure it is), borrowing the money from a Bank foolish enough to lend it to you, then giving said monies to a integrated course school is an absolute cop out.
Consulting my log book tells me from trial lesson to Frozen ATPL took 9 years.
You could be flying Boeings in three years
Choose your path wisely anekin..........
You have age on your side - use it wisely