there is no longer a stage 4!
Presumably then, they'll be reducing the cost of the selection process. After all, that sim time and instructors' fees can't be cheap and the 'bond' is about to go up by £9k.We'll see what happens with that one!
Shame about that though, the sim is the only bit of the selection process which is actually fun!
You won't get much out of HSBC these days - if you could, CTC would still be pointing you in their direction rather than towards BBVA. Speculating here, but you might be able to get the loan in Pounds, BBVA do have a UK branch apparently.