I've not yet spoke to HSBC regarding deferring the loan repayments but if the loan is unsecured, I don't believe there is a great deal HSBC can do other than negotiate with you the amount you can pay.
Ah you young people can be so naive
do you really think that by taking their money you can dictate terms? You don't know it yet but you're bent over a table with your ass in the air and they can penetrate you anytime they like!
Make sure you're well lubed up!
ust trying to figure out whether i am making up a non-existent drama in my excel tables or whether this is real stuff
CTC have a forum ask them or better yet talk to the people who took your money!