Thank you for the input guys,
I certainly have no wish to ruin my parent's hard work BSmuppet. Since my partner I hopefully should be in a position to afford our own mortgage this year, if I pass selection and hold fire at least a year I can see that I would be in a far better position financially and job security-wise (although it is mildly crushing as I had in my mind a July start).
In the long term, a 9 grand increase does not bother me so much if I am relatively safe in the knowledge of my chances of gaining permanent employment at the end of training.
With all this in mind, would you support waiting 1 year before joining the wings program or go modular instead. I prefer the idea of integrated partly as I am admittingly a little lost in how one would progress through a modular route. But it also appears that those through integrated schemes have seniority in the holding pools. Is this no longer the case?