topcat, well done on getting through! When do you go out to NZ?
How many people were there in your group out of interest? Also, if you got through over an ex RAF guy, you must have a decent amount of PPL hours under your belt?
Regarding people's financial status; like the RAF chap you met, at 26 I 'own' my own place as well, or 50%, the other 50% is owned by a sibling, and strictly speaking Abbey National own it and I owe them 50% of the remaining debt!
But in the current climate, it doesn't account for a great deal if you've only been paying the mortgage off for a few years. Negative equity and all that jazz!