There's no harm in applying and with regards to the outcome of actually training I don't know. I can't say this enough though, really think twice before you secure your family home against a loan with ANY FTO. It is insane. It isn't about obtaining the licenses or passing the exams, I am sure CTC can do that better than most but it is about finding employment - sustainable, long term employment that is going to pay 7-8 years of £1200 a month after tax. If you want to fulfil a life long pipe dream and fly a jet for 6 months, you probably should have started around about 2 years ago. Or you could start now, go modular and buy a job with Ryanair. Or you could get a PPL, train in something else and give it a swerve because it doesn't look like airline flying will be the same again. Training is all much too much of a business I am afraid.