Thanks Gordy.
I meant to emphasize "would anyone let someone loose" rather than could they.
i.e. it is an owner/operator/insurance/PIC issue.
edited to add
(And I doubt they would without appropriate qualifications and liability protection.)
Welcome...believe it or not, unless you are operating under part 135, there is no requirement to have insurance. SO, technically, if you own your own your own aircraft you can pretty much fly it yourself. Is it prudent?---as you say--prolly not.