Caz,
Yes I know my 'Bank Manager' well, he's called Ahammed, and lives in a call center in Bangalore. We often chat, as he regularly calls me to offer all kinds of things! (Usually at 6.30pm during dinner). I did accidentally visit my local branch recently, but was quite surprised and relieved, when it turns out it has been turned into a StarBucks. Still, the double Mocca was lovely, but they were seriously over charging for the muffins..... is this 'new angle' the cause of the credit crunch?
Advo
PS- Report 29th Jan....... Today........ Bast**ds!