err... how hard can it be...
Buy a modest flat in HK. Live in it and use the housing allowance to pay it down about half, say 3 years. Buy another slightly less modest flat, live in flat, rent out the first one so the rent covers the mortgage interest at least... Repeat process as many times as you can in 15 years. Then rent yourself the biggest badas flat you can and enjoy your last 5 years in HK and stash the rents from your properties.
Save 10% of your salary each year with the aim of buying a good renter in OZ. What's a good renter?; spend a day with a Estate Agent (preferably a pretty one) pretending to a tenant... you'll quickly figure it out... Buy as many as you can in 20 years...
Put your Prov fund into OZ/Euro/Emerging shares (stay away from US/China as your job exposes you to enough risk in that). After say 10 years, start converting your Prov into OZ shares and dollars so after 20 years you are in $OZ only.
I reckon after 20 years you should have $3.5mOZ.
PS. A few assumptions;
1. You don't marry your housemaid.
2. If it flys or floats or .... you lease it..
3. Anyone comes at you with a deal that is too good to be true.. guess what?
4. Apart from your Prov Fund.. which has Tax advantages... you never invest in a Fund.... Funds make money for Fund managers!
5. If you need to buy something that requires you to pay interest on a Credit card.. you don't need the item...
6. Grow a pair and take responsibility for your own investment decisions.
7. Never take advice from anonymous people on the t'nernet
