SFGDOG, you sound like the teenager you probably are. 'Oohhh, I 'might' know who you are....??? pathetic. 65 is about to be the done deal boy. As for 'keeping your most expensive employees'....they won't really be all that expensive at that point will they? Regardless of the facts (yea, I know, inconvenient aren't they) the issue of age discrimination is basically forcing the issue on the company. The fact that you can't see it coming is the same problem the dinosaurs had millions of years ago (nice pun don't you think?).