Not exactly going to be retention positive is it?
How many people do i personally know that have done 12 years on the AFPS 75 scheme that are in the pension trap of having to do 22 age 40. If the geovernment scraps the immediate pension and gratuity payment after 22 i see many , read that as 10's of thousands of military men going ASAP.
The thought of a immedaite pension after 22 years is the only thing that keeps a lot after 12 years.
Also my D/V settlement was based on the fact that age 40,my pension CETV was valued at £250,000. How many will be seeking readress of their D/V settlement if the pension does not exsist untill age 65/70?