well said SpamCanDriver.
the financial institution I'm associated in this country had stopped giving loans all together about 1 month ago, siting financial crisis reasons, they also mentioned the loan policy is being revised.. and it would be a month or 2 before some type of loan would be available to QA staff once again.. and yes he also mentioned .. Inshala..
due to the many people who leave the country with default loan ( not just in QA) the banks have tightened up with regards to loaning money, as well the financial crisis and the fall of the housing prices ( i.e. The pearl project) has gotten the banks to do a massive re-think.
Poisoned by Compromise
Krunch