celtic pilot - WWW's estimates are just as good as yours, mine and anyone else in this forum. No one knows when this recession is going to end or when the best time is to commence training, but it certainly isn't now (depending on your financial situation).
disco87 - the best thing you can do it weigh up all the evidence, assess your finances or what you have avialable to you and make your own decision. Don't let anyone else tell you what, when or where to do it. It's
your choice, and
your future ahead of you - others will all too easily tell you what to do without any consideration of your situation and needs.
Good luck,
S88