Although you can do it under 141 in fewer hours than 61, it will probably be far more expensive for two reasons:
1) Far more of those hours will be dual, thus you will need to be paying for an instructor as well.
2) In order to do it 141 you will need to do it at one of the bigger FBOs or Academies, who tend to charge you more for the plane.
Other factors to consider, if you are looking for jobs, those extra 50 hours may just make the difference in terms of meeting insurance minimums. Also, whilst building time for your IR and Commercial under 61, you can have a lot of fun flying places and seeing things, 141 is going to be a lot more restrictive.
I'd personally join a flying club and do it as cheap as you can under 61.
BTW sorry I was unable to meet with you when you came to Dallas before, my wife and I had to go out of town last minute.