In USA - banks will loan you $$$ with good credit and (?) mortgage.
They rather see you get a loan for big SUV than CFII without job prospects.
The USAF/USN is still best place for quality training. Is free, and you get paid.
Sign at the recruiter's station, and hope you can be i.e. C-9 (DC9-30) pilot.
After a few years in active duty, go to the reserves.
Then the airlines will have a red carpet for you.
Let the recruiter talk to your lady, about being an Air Force or Navy wife.
xxx
Happy contrails