Government Funding
A couple of friends of mine have got their fATPLs in the last year or two after working for years to save up enough to pay for it (no rich parents)
Rather than getting angry and frustrated at the (perceived or otherwise) lack of fairness you should take Freda's advice. Work your butt off to make enough money to achieve your dream and if that takes several years then so be it. This is a personal choice for you and in this respect the only person who will make it happen is also you.
Life is never fair but strangely enough those people who refuse to be frustrated by the lack of fairness inevitably make their own destiny and achieve their goals. Go for it, you will find that a positive attitude will stand you in good stead and will certainly get you a better reception on this forum.