Gnirren,
I don't think there are quite as many cadets with the available funds as you imagine.
Remember it is virtually impossible to borrow money at the minute, especially to become a pilot.
Don't believe the hype from the Pikey Spiv Scheister. He is a £@$&, who will take the food from your children's mouths and the shirt off your back in order to keep selling his soul to the Devil.