If I were in your position I would let the finances decide. If you are taking out a massive loan for an integrated course, then best wait for a positive sign in the market. If you have easier access to the money, then towards the end of this year might be a reasonable time to start.
Could always go modular and crack on with PPL/Night/IMC in the mean time and fly for fun so that you are ready to hit the ground running with a few hrs when the upturn comes.