magicmick.....
Great post. Cheers for that. I'm still a little undecided but your post has put another nail in the coffin of the FI rating for me unless I was offered a job prior to embarking on the additional training. As you said, I too am not really willing to go and spunk another £7k on training without knowing it'll pay off.
I've said above that me looking at instructing isnt about the money and is very much about staying current and fresh. However, it would become all about the money if I did the FI and couldn't get an instructing job. Fine line between having some invaluable experience and something beneficial on the CV and having another rating but no hours instructing and another £7k to pay back. hmmmmmmmm......
FS
(Off to find a big wall to bang my head against!!!)