In a word NO
You are unlikely to even get an interview within the next 2-3 years.
Fly at weekends for fun + then maybe in a couple of years do CPL and instruct
That will give you the hours and options should there be an upturn to give it a go.
All this "you only live once" bollocks is rose tinted specs. Find me a pilot with 15-20yrs experience who is telling you to "go for it" at the moment. Beware of the 18-25yr old age bracket on Pprune who have never seen a recession... they are going to get a very very nasty economics lesson over the next couple of years.
The world over the next 2-3 years is going to be a very different place to the last 2-3 years and it will be tough and unpleasent. You will rue the day you blew 50-60k on getting a frozen ATPL when the fun of learning is fading into the memory.
Ask yourself honestly what do you think the chances of getting a job is? Especially one that can fund a half decent standard of living? At the moment it is less than 10% if you ask me. So unless you really won't miss the money walk away.