For the best advice on service pensions I suggest you try and contact "The Forces Pension Society" 68 South Lambert Rd, London, SW8 1RL e-mail
[email protected] or
www.forpen.co.uk
Recently had the resettlement brief, Rtd Lt Cdr knows all about it. May give you advice to start with for free but will expect you to join for more detailed info. Failing that speak to someone who has had the latest brief.
I'm leaving soon and commuting the maximum I can.