frankg, absolute garbage. The housing allowance for 2ND officer goes close to the monthly repayments for a $ HKG 1.5 mill boat and the allowance when upgraded to FO exceeds such.....or perhaps you would like the benefits dept to stock it with gin for you as well.
You and people like you are the reason this place is going down hill....stick to the facts that way you never need to back peddle through the dung you have previously laid.