Unless you have a job waiting for you at the end of your training don`t go integrated. Going modular is not just much cheaper over all, but if you are really clever you can get most of the hour building for free. PPL+CPL will not cost you more than 10k. ME/IR will set you back less than 15k. A distant learning ATPL course plus MCC will be less than 5k. Add to this the license fees, various bits of plastics and you get a rough idea of the total cost. Of course excluding living expenses and extra sittings. And you also have to do quite a bit of reaserch to get those kind of prices. And you also have to bargain quite a lot. Many FTOs will drop the price by some margine if you know how to approach them.
Best of luck.