Human nature dictates that we speculate to the reason.
Some of us verbally speculate here and on other places, some don't.
It is always best to put yourself in someone elses shoes. If it was me i would be perfectly happy with pilots discussing possible scenarios for my accident in a sensible considered and respectful way and I am sure so would my family and friends.
I would not be happy with someone jumping to conclusions, being judge and jury and saying things as if they were fact rather than one of many possible situations which could have caused such a crash.
I would also not be happy to see some using my misfortune as a play thing to massage their own egos or to prove their superior knowledge.
But if my crash and disussions about it could help others to avoid something simular then I for one would be delighted.
Pace