Decisions like this really do boil down to different strokes for different folks. So long as you've made a rational evaluation of your training needs and your ability to finance them (did I read you're getting a place?) then you'll make the decision that's right for you.
It is quite galling to realise and admit to yourself you've got to suck it in for a bit longer before doing what you want to, isn't it!?
Good luck
JR
