As many people will tell you that you have made the wrong decision as will tell you that you made the right decision.
Only you will really know.
In these uncertain times I think you have made the correct decision. You have the opportunity now to save some moeny and take a look around you and reassess your future. Aviation is boom and bust, and more often bust, do you want to work in that sort of industry?
Our system over here is structured differently to yours in Europe, so I cannot make a direct comparision, however I would offer the following comments.
Whenever I see "intergrated" I envision a high rate of expenditure and therefore a big loan to pay back, a crammed training scheme done to a very precise script which does not give exposure to a variety of conditions/circumstances, trainees without life experience.
When I see "modular" I envision a controlled rate of expenditure and little or no loan, an unhurried training scheme which allows room to experience variety, and trainee with more life skills and experience outside aviation.
The integrated providers have very slick advertising which sells their product very well, but I think the modular way is just as good, perhaps better in the long term. I was once told, airlines don't care how well you can fly, they will teach you how they want their planes flown; they are more interested in how you work with others in a team and what life skills you have.
In the end you have go with what your gut instinct tells you along with the best information you can get. Remember almost nothing is forever you can always change your mind. Be happy with your choice.