Bending a plane when overloaded-Insurance implications
I put to you a hypothetical situation,
An operator has a history of overloading aircraft,and landing on runways(dirt ) that are probably too short.One day there is a
structural failure(nose or main gear) on landing due to a soft spot
or hidden hole.It is not known if the aircraft was overloaded on this day.
Although the previous conduct(overloading/not enough
runway -therefore V large loading on undercarriage as brakes applied heavily straight after landing) may have weakened overstressed the U/C this may be difficult to prove conclusively.
So what happens?
(a) If insurance company finds out previous conduct before approving claim.
(b)If insurance company finds out previous conduct after it
has approved claim and payed for repairs.