I also dont think many pilots continue into IMC when not qualified to do so because they have a chute.
Perhaps, perhaps not. The vast majority of the CAPS deployments, however, strongly suggest otherwise...as shown here. Virtually every case has been pilots going where they ought not, then unnecessarily resorting to the panic button.
SNS3Guppy, as shown here, it was your interpretations and judgments that suggest otherwise.
Most pilots were very inexperienced, several hundred hours.
Hmmm... So what experience level would satisfy you?
For the record, over half of the Cirrus pilots who deployed the parachute had more than 800 hours of total time. That's several years of flying experience for more general aviation pilots.
Cheers
Rick