The situation you are in sounds familiar and I may be wrong but I would suggest you are military. If so and you decide to stay in, have you considered the use of ELCs to fund your recat if you go uncurrent? Some fixed wing flying may be available to you at a local airfield for a low cost e.g Brize club, Wallop AFA.
If you are not mil then I appologise for waffling ****e for the previous paragraph.
