We obviously don't contribute to our pensions as our pay is reduced as a compensatory measure; no problems so far. However, the issue of working until 65 does not suit the circumstances of our job.
I could understand making a civil servant in Whitehall work to 65 behind a desk but the most military men (and women) are struggling to fulfil their role (deployable) at 55, hence the early retirement age. I thought it also took into account the fact that, by 55, we will possibly have sustained a few knocks, physically and mentally, and may not be in a position to pursue a further "career"?
These points are taken into account when deciding our pension but clearly not understood by all in the media or public.