So my question why does some people here think they have the right to get a RH jet seat after 250 hours CPL/IR and ATPL theory course/exams.
You operate in a job market, and when that market went into overdrive, people were able to jump those preliminary stages. Perceptions were therefore formed of the normal route, and combined with massive debt obligations (which can only be serviced through jet salaries), the average wannabe sees only the jet job.
At issue is the fact that some courses, which cost a great deal, would only have been available to sponsored courses in the past. With the decline of those, their intakes are filled with less suitable people that are less able to make the direct leap (and would therefore benefit from a long "apprenticeshipe") but are unable to square that with their debt or expectations.
The problem with offering a loan for the courses is that it is entirely unassessed - rigourous psychometric and aptitude testing has fallen by the wayside, and is arguable the fundamental cause of the entire problem of misaligned perceptions - replaced instead with a rigorous sim check, which only then weeds out those capable of direct jet work vs those who will be great once they have worked through instruction and prop jobs.