Pelton, its wrong because it makes a mockery of the phrase ' defined benefit '. And, as you correctly point out, I would be even better off because I had stopped contributing. So a double whammy for you. Still think thats fair?!
"Isn't that the subtle difference between defined benefit and defined contribution schemes? In fact, at the point of retirement, the benefit is definable - it's just not predictable."
On your date of retirement, you will find out how much you get under either scheme... A DB scheme you will KNOW what %age of pay you get beforehand - ie, its defined. Under a DC scheme you do not know. (I feel like i am saying the same thing again tho! sry!)