If I was living in the USA I'd be taking full advantage of the flight training there.
Example
AriBen -
Fly Aviator
FAA PPL
FAA MEIR
FAA SE & ME CPL
200hrs Multi Engine time
3 Months accommodation
All for $34,995 ~ £23,500
$5k more and you'll have the CFI, CFII & MEII allowing you to get on the job market and log some hours.
There are plenty of schools offering the same set up for a similar price.