As regards twin flying, twins cost at least 2x more to operate than singles and in general do not go any quicker
I was factoring in the value of someone's time doing it all as well. At just 22 years old I wouldn't be so sure about what the future holds and limit yourself in this way.
One of my own biggest regrets was sitting the CPL exams as I wanted to get a licence more quickly only to have to go back and do the (slightly) harder ATPL stuff all over again a couple of years later.
22 years old
Oops, just saw that's his post count, not age, but anyone under, say, 30 would apply!