eglnyt
The point so many have tried to make is that pension-holiday money might have been used for some of the inappropriate purposes you suggest. Please don't insult an intelligent workforce by inferring that the accounts are anything but a smoke-and-mirrors exercise for the gullible....a masterpiece of creativity and denial.
Business costs include many elements, among them for example are wages and pensions.....a competent management plans a financial strategy to fund all expenditure both current and predicted.
Always remember this....if management were any good they would not be working for us.