If flying was in the blood you'd be a bird.
Having the right money is more important that having the right apptitude when it comes to being a pilot. It's equally as likely that this is what your instructor sees. Students are instructors lunch tickets.
If you want to fly regularly for the next few years then you'll need lots of money. It's very unlikely that you'll find someone to pay you to fly.
If you don't want to hear negativity, don't ask the question, we are in very negative times.
If you want a projection my personal guess is that you wont see any sort of improvement for at least 3 years.
Paying for TRings and paying to fly was becoming increasingly 'more standard' but not necessarily standard practice.
This slow down may change things in the long term. (it may not though, it depends how many people are willing to throw loads of money into trainning)
All this is and many other opinions are being covered in the 'Growing Evidence' thread.
Sorry but this is the reality, anyone claiming otherwise is living in cloud cuckoo land.