Skippy, look on the bright side....
You didn't burrow the 50,000 or whatever it was you spent...
If you did, then you'd really be
.
As for your predicament, I'm afraid you're about to learn what the phrase "Aviation can be a Cruel Mistress" is all about.
My advice is to try to keep current if you can find the cash. Aviation will probably start hiring again in 3 to 4 years, and you'll be ready when the next hiring wave hits.