(My opinion) Embarrassingly, the only thing AFAP can offer of real value is the LOL. I am a reluctant member because of this (if anyone knows of a similar insurance please PM me).
To say that "we" are the union is unfortunately not really the case. The union will do what they consider best for their jobs, not the members jobs.
The LOL is certainly valuable, but I think Joe has a very valid point.
If anyone would like to share a story where they have got more out than they have put into the AFAP (that couldn't have been achieved with a standard lawyer), that would be fantastic...
