At the end of the day, the accommodation allowance is clearly woefully inadequate....
You have no idea my friend, come to Abu Dhabi, halve your allowance (and a little bit more!) and keep the same rental commitments and you are in our position. Pay rise a year or so ago still fell over 10,000 short per month on yours so spare a thought.
I would like to be the eternal optimist, but my family name dictates that what can go wrong will!